Xinyi Cindy Yu

Xinyi Cindy Yu, CPA, CFP, MBA, MS, CFEP, is the cofounder and architect. She is an adjunct professor with Fairleigh Dickinson University. She has more than twenty years’ experience in both corporate and personal finances, and a passion for parenting and financial education for families. Cindy is the author of more than 16 books related to financial intelligence and financial education.

With a career path that includes high-level management positions at American Express and Citigroup, she is a certified public accountant and financial service industry veteran who has served thousands of individual and business clients worldwide. She was a certified college consultant of Hartland Institute of Financial Education, a cofounder of the Parents & Children Education Club in New Jersey, and a cofounder of the Institute of Financial Intelligence, a non-profit organization promoting systematic education for financial literacy and good judgement

Hong Zhang

Hong Zhang, PhD, CFEP, is the cofounder and president. He is an associate professor at Rowan University in New Jersey with fifteen years of experience teaching and guiding younger generations. He is also committed to promoting STEM and cultural education to children in his community. He is the cofounder and president of the Institute of Financial Intelligence, a non-profit organization promoting systematic education for financial literacy and good judgement.

Anthony Santullo

Anthony Santullo, MBA, EA, CFEP, is the editor-in-chief and CFO. He earned a bachelor’s degree in economics from Princeton University and an MBA degree in finance from Seton Hall University. He has over 30 years of experience in corporate financial planning, reporting and analysis. His career includes management positions with prominent financial services companies such as Barclays, Dun & Bradstreet and New York Life. He served as the treasurer for the Princeton University Alumni Association. He also served on the board of directors of the Girl Scouts in Central New Jersey and the Summit Area Community School.

Cindy Qiu

Cindy Qiu, MBA, CFEP, is the COO. She earned a bachelor’s degree from FuDan University and an MBA degree from Krannert School of Management in Purdue University. Cindy has 20 years of experience in Finance Services and Management Consulting industry, specializing in developing growth strategies and tactical plans, managing cross-divisional programs to achieve optimal business results, business planning and forecasting, sales operations, direct marketing and digital banking. Her career includes management positions with Bank of America and Countrywide Financial, and consultant positions with A.T. Kearney and Accenture. Cindy was a certified college consultant of Hartland Institute of Financial Education