[vc_row][vc_column][vc_column_text] Education and lifetime earnings We know that all children need to go to school (including home school) and receive education. Then what is the relationship between education and lifetime earnings? In 2011, the Center on Education and the Workforce … Read More

[vc_row][vc_column][vc_column_text] Risk based investments Low-risk investments Cash and cash equivalents are favorite investments for safety and liquidity—lower return and short term. We all know cash, but what about cash equivalents? In accounting balance-sheet terms, they are bank accounts, marketable securities, … Read More

[vc_row][vc_column][vc_column_text] Making a Decision to Buy Insurance To purchase insurance, one needs to look at options of not buying one first. Participating employer’s self-insured plan is one option. Another option would be checking out government insurance plans. If the decision … Read More

[vc_row el_class=”custom_pages”][vc_column][vc_column_text][WpProQuiz 11][/vc_column_text][/vc_column][/vc_row]

[vc_row][vc_column][vc_column_text] Protection Against Financial Fraud Unlike risks in life and financial activities, frauds are activities by some people to purposely steal from other people through intentional acts of deception. The frauds can be financial fraud such as investment fraud and … Read More

[vc_row][vc_column][vc_column_text] Laws to Protect Consumer Credit Federal and state credit laws exist to protect consumers and give them rights at a time they are vulnerable.   The Truth in Lending Act Before you even get a credit card or loan, … Read More

[vc_row][vc_column][vc_column_text] Credit Cards or Debit Cards Information on a credit card The physical credit card is basically a carrier of information. Some is shown, so businesses can read it, while some is hidden and encrypted and can only be read … Read More

[vc_row][vc_column][vc_column_text] Credit Cards or Debit Cards Since debit cards and credit cards generally have the same format, we will introduce them together and use credit cards as the main example. Credit cards and debit cards are also called bank cards. … Read More

Three-step planning method I. Set up a plan and budget Estimate the total income or cash receipts and detailed expenses. Make sure incoming money balances out or is more than outgoing money for expenditures. II. Work on the actual number … Read More

[vc_row][vc_column][vc_separator color=”white”][/vc_column][/vc_row][vc_row][vc_column][vc_column_text] You’re a smart job seeker! You know your resume is a key part of getting a new job or internship. That’s why you’re taking time to learn how to write a resume so people can recognize the best … Read More